# Emerging Markets

Rupi is purpose-built for the markets where the infrastructure gap is largest and the stablecoin adoption is deepest: Latin America (LATAM) and Southeast Asia (SEA).

In LATAM, countries including Argentina, Venezuela, Colombia, and Brazil have seen mass adoption of USDC and USDT as a savings and payroll vehicle. Remote workers, freelancers, and gig economy earners receive cross-border payroll in stablecoins to protect against local currency devaluation. Traditional credit infrastructure in these markets is either weak, inconsistent, or inaccessible to the informal workforce.

In SEA, the Philippines, Vietnam, and Indonesia host large populations of remote workers employed by global companies paying in USDC or USDT. These workers have formal employment relationships, consistent income, and zero access to credit — the ideal Rupi customer profile.


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